App: Mkopo Bora — Last updated:
Mkopo Bora ("the App") offers loan management and personal finance tools. We value your privacy and transparency — this Privacy Policy explains how we handle information within the App.
Short summary: Mkopo Bora stores user data on your device by default. The App does not transmit your personal data to our servers or third parties unless you expressly enable an optional integration that requires it.
The App may store the following information locally on your device:
If you choose to enable optional features that interact with cloud services (for example, cloud backup, credit checks, or verification services), the App will clearly describe what data is shared and request your explicit consent before any data leaves your device.
Exporting data (CSV, PDF) or sharing information via email or messaging apps is initiated by you. The App will present the sharing options and you control the destination.
App data may be included in device backups (Android or iCloud) depending on your device settings. To prevent app data from being included in cloud backups, change your device backup settings.
We implement reasonable measures to protect data stored on your device. Because data is local, device-level security (PIN, biometrics, encryption) is important. Mkopo Bora cannot remotely wipe or recover local data from lost devices.
The App may request permissions for optional tasks like file access for imports/exports. Permissions are requested when needed and are optional — denying them will only disable the related feature.
The App is not designed for children under 13. We do not knowingly collect information from children under 13. If you believe a child under 13 has used the App, contact us for assistance.
We may update this Privacy Policy occasionally. If material changes occur, we will notify users through the App and update the "last updated" date.